Monday, May 9, 2022

Standard Chartered Manhattan Credit Card Review in Hindi

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Standard Chartered Manhattan Credit Card Review

Standard Chartered Manhattan Credit Card Supermarkets, Departmental Stores और किराना विक्रेताओं के रूप में पंजीकृत किसी भी विक्रेता से खरीदारी के लिए क्रेडिट कार्ड भारत में सबसे अच्छा कैशबैक क्रेडिट कार्ड है

इसके अलावा, कोई वार्षिक शुल्क नहीं है और इसे आसानी से माफ किया जा सकता है। कैसे, जानने के लिए और पढ़ें।

Eligibility For Standard Chartered Manhattan Credit Card :

सभी Salaried employees and Self-Employed इस क्रेडिट कार्ड के लिए आवेदन करने के पात्र हैं। आपको अपनी पिछले महीने की salary slip या पिछले साल की tax filing return document या कोई अन्य क्रेडिट कार्ड statement approval के लिए देना होगा।

Key Benefits:

  • आसानी से हर साल 6000 रुपये तक cashback कमाएं। यह एक real cash back है। Gift voucher नहीं। इसके साथ क्रेडिट कार्ड बिलों का भुगतान करें।
  • 5% Cashback at supermarkets and department stores.
  • 3X reward points on all other purchases.
  • 20% Uber ride discount upto Rs 600 per month.
  • Rs.2000 worth of BookMyShow gift voucher पहले लेनदेन के बाद आपको भेजा जाएगा.
  • 5% Cash Back at Chroma every Tuesday.
  • 5% Cashback on Apple iPhone purchases
  • 10% discount at Snapdeal on every Saturday
  • More discounts at other retailers such as Tata CliQ etc.


  • No annual fees, if you transact Rs, 10,000 minimum every month.  They will not openly say this in the website but if you call the customer care they will waive off the fees.
  • Joining Fee Rs.999, usually waived off, if you call the customer care after first transaction.
  • No hidden charges or fees.

Check Your Eligibility Now!

Standard Chartered Manhattan Credit Card Review

Benefits In Detail:

Earn upto 8000 reward points every year. These reward points are worth Rs 2650.

Earn 5% cashback on every Rs. 150 spent at supermarkets and department stores up to a maximum of Rs. 500 per month. Max of Rs.150 per transaction). Minimum transaction of Rs. 1,000. Easily earn Rs. 6000 cash back every year from your grocery purchases alone(Rs.500 x 12 months = Rs.6000 cashback)
3X Reward Points:
Earn 3x reward points per Rs150 spent on other categories such as fuel, utility bills, shopping, restaurants, movie, railway bookings etc.
Activation Offer:
Earn Rs. 2000 in BookMyShow Voucher if you make the first transaction with your credit card in the first 90 days. You can use it to book movie tickets online.
Joining fees: Rs. 999 ( usually waived off if you call the customer care and request them, after making few transactions in the first month).
Renewal Fees: waived off on spending Rs. 1,20,000 a year or pay a small fee of Rs. 999.

How I spend using the Standard Chartered Manhattan Credit Card every month:

If you are someone like me who transacts all the monthly expenses such as Groceries, Electricity bill, Internet bill, Telephone bills, Medical bills, Petrol, OLA/Uber, online shopping, restaurant expenses, movie expenses, train tickets, vacation expense etc using credit card, you can easily spend Rs.25,000 or more every month.

At times, I pay for bulk purchases like Smartphone, LED TV, Laptop, Harddrive, Refrigerator, AC using my credit card.  I end up buying one such household electronic item every year.

So you could easily spend Rs. 1,20,000 or more annually and get the annual fee waived off automatically.  But even otherwise, If I cannot spend 1.2 Lakhs in a year, I usually call the customer care to waive off the annual fees.

How to get 5% cashback from grocery purchases

I usually spend Rs. 7,000 to Rs. 10,000 every month for shopping at supermarkets and department stores.  I earn Rs.300 to Rs.500 in cashback every month from grocery purchases alone.

Anything you buy in Supermarkets like Big Bazaar are considered as Groceries even if you buy some towel or kitchen cleaner or diaper or a plastic mug at these shops.  All transactions made at the Point of Sale (PoS) machines registered as Supermarket or Department Store or Grocery Store are eligible for 5% cashback.

Tip:  If you are buying groceries more than Rs3,000 in a single purchase, make it into two bills.  You’ll earn better cashback.

I usually spend Rs. 1 Lakh or more on the non-grocery items mentioned above, for which I earn 3X reward points.

I usually get anywhere from 3000 to 3500 reward point annually.

Each reward point is worth 30 paise.  No other Credit Card provides this much conversion ratio for the reward points earned except American Express Membership Rewards Credit Card, which gives 42 paise for every reward point.

I usually convert the reward points into an Amazon Gift Voucher worth Rs.1,000 at the end of the year.

Apply Now!

If you wonder which is the second best cashback credit card in India 2022, read the review on Indusind Bank Platinum Aura Credit Card in Hindi and Kotak 811 Dream Different Credit Card in Hindi


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